After a death, banks may freeze individual accounts. It’s important to notify the bank promptly and ask about next steps. Joint accounts may remain open for a period of time to handle incoming payments. Most banks require a certified death certificate to make changes or access safety deposit boxes.

A certified death certificate is required for most legal and financial matters. Your funeral director can help obtain copies, and it’s recommended to request several, as many institutions require an official certified copy.

An executor is responsible for managing the estate, including handling assets, paying debts, and distributing property according to the will. This should be someone trustworthy and capable. It’s also wise to name a backup, as an appointed executor may decline the role.

Probate is the legal process of settling an estate and transferring assets to beneficiaries. It may involve validating the will, paying debts and taxes, and distributing property. Because probate can be time-consuming, some families explore ways to simplify or avoid it—an attorney can provide guidance based on your situation.

A will outlines how your assets are distributed and can name guardians for minor children. While it’s possible to create one yourself, working with an attorney can help ensure everything is legally sound. Wills should be stored in a secure, accessible place, and the executor should know where to find them.